Private Appraisals

If you are going to sell your home in RI or MA, you would be wise to invest in professional appraisal services. Unless a homeowner studies real estate values on a day to day basis, it is difficult to get a handle on the real estate market. This is why the services of professional appraisers are so important. We are not talking about how much you have invested in your home, how much you paid for it, or how much you want for it. We are talking about the true market value of your home.

For Sale By Owner Appraisal

More and more homeowners today are choosing to sell their own homes. Selling your home by this method can save money and allow you to negotiate directly with the buyer. The home owner has more control in the process of selling their home.  In this situation, it is crucial to have someone appraise your home to find its’ current market value.  This way, the homeowner will know exactly how much their home is worth and will be able to receive more out of their negotiations.

Property Tax Assessment Appeals

Most localities determine your property tax burden based on an ad valorem assessment of the property’s value. If you receive a notice that your taxes are going up or it may seem as though your assessment is too high, most counties have an appeal process in place. It would behoove the savvy homeowner to look into it. Appraisal Solutions will outline the procedure for the homeowner and perform the necessary appraisal.  Our team aims to provide the homeowner with the most accurate assessment of value based on current market trends.  This then gives the homeowner the knowledge necessary to appeal their taxes based on a current assessment of their home.

Mortgage Insurance Removal

Private Mortgage Insurance (PMI) protects the lender or investor against loss, not the home owner. If you pay 5% down, the PMI Company will insure, or guarantee, the top 10% of the loan. If you default on the loan they will reimburse the lender. PMI is required for a sale if there is less than a 20% down payment. Once you have more than 20% equity in the property and have made your loan payments on time for more than 2 years, PMI insurance might be able to be removed. Once again, Appraisal Solutions is familiar with the process of the removal of PMI Insurance.

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85 Douglas Pike, Smithfield, RI 02917
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